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You are here: Home Homeowner Resources Resources for Lost Work/Income During COVID-19 Closures

Resources for Lost Work/Income During COVID-19 Closures

The following are resources that may be helpful to you if you are facing loss of income.

If you are having trouble or may soon have trouble paying your mortgage, ground lease, homeowner’s association, condo association, or property tax payments please contact Homestead­ first by emailing and we will help connect you to the right resources.


City of Seattle Office of Housing, in partnership with HomeSight, have created a new program from Seattle Housing Levy funds to help Seattle homeowners.  Qualified borrowers will have the opportunity to become current on delinquent housing‐related payments and remain in their home.



General Guidance – Almost all mortgage providers are offering their own form of assistance. Contact your representative to find out what your bank is doing. Following are examples:



Individual residential and commercial taxpayers who pay real and personal property taxes themselves, rather than through their mortgage lender, can delay payment until June 1, 2020 without late charges, due to the COVID-19 (coronavirus) outbreak. Banks and other financial institutions that pay property taxes on behalf of their lending customers will still need to meet the original April 30 deadline. For most Homestead homeowners, your property tax is paid through your mortgage.



The best defense is to say NO if anyone contacts you and asks for your Social Security number, bank account number, credit card information, Medicare ID number, drivers license number or any other personally identifiable information by phone, in person, by text message, or email.

See the Consumer Financial Protection Bureau and the Federal Trade Commission’s websites for tips to recognize and prevent fraud and scams during the coronavirus pandemic.



Congress passed a suite of initiatives that provide resources for those experiencing loss of income as a result of the COVID crisis.

Resources for Small Business Owners

Businesses can apply for loans that cover payroll and other expenses of the business through Small Business Administration loan providers.  Information is available here:

This news article provides more details:

Resources for Self-Employed, Gig Workers

If you are self-employed or a gig worker, you may also be able to apply for lost-income.

This publication provides more information:

Although the government started accepting applications on April 3, 2020, many banks are scrambling to get set up to receive these applications. Check back with your bank frequently.



Automatic payments began APRIL 17th. Eligible taxpayers who filed tax returns for either 2019 or 2018 and chose direct deposit of their refund will automatically receive an Economic Impact Payment of up to $1,200 for individuals or $2,400 for married couples and $500 for each qualifying child.

For those who don't normally file a tax return, the Treasury Department and the Internal Revenue Service launched a new web tool allowing quick registration for Economic Impact Payments

To help everyone check on the status of their payments, the IRS is building a second new tool expected to be available for use by April 17. Get My Payment will provide people with the status of their payment, including the date their payment is scheduled to be deposited into their bank account or mailed to them.

An additional feature on Get My Payment will allow eligible people a chance to provide their bank account information so they can receive their payment more quickly rather than waiting for a paper check.



As you probably know, the State has changed its rules for unemployment so that people who are out of work temporarily due to the COVID-19 closures should be eligible for some benefits during the closure. *See if you are eligible by reviewing the Unemployment Benefits Application Checklist. The online platform may not have all the exceptions built into it yet, so you may be initially denied. If you are initially denied, follow up by phone. Be persistent both online and over the phone.



If you get your insurance through the WA Health Exchange, log in and report your new, lower income. You are likely eligible for a reduced premium given your lower income. This is not the time to lose your insurance!



Dealing with DebtTips to help ease the impact of debt by the Consumer Financial Protection Bureau (CFPB).

COVID-19 Credit Card and Debt ReliefA compilation of financial and nonfinancial institutions’ websites to find more information on their relief measures by Experian.:



Working Credit Guidance During COVID-19Tips on how to protect your credit score during the COVID-19 crisis by Working Credit.

Protecting Your Credit During the Coronavirus PandemicTips on to manage and protect your credit during the pandemic by the Consumer Financial Protection Bureau (CFPB).





If you’re looking for help feeding yourself or your family, visit the Food Lifeline website to find a partner food bank, food pantry, or hot meal program in your neighborhood. This food is free and available to you, even if you don’t qualify for SNAP or EBT.



Click here for a list of organizations that are providing legal services for free or on an income-based sliding scale.



The COVID-19 Artist Trust Relief Fund, and COVID-19 Artist Relief and Recovery Resources.

Everything from Emergency Funds, Financial Support, Healthcare information, and others can be found at this link.

If you’re an artist in need, apply to The COVID-19 Artist Trust Relief Fund, a rapid response grant for Washington State artists impacted by COVID-19. Please read this FAQ prior to contacting Artist Trust staff with questions. Due to the high volume of applications, Artist Trust is not able to respond to every question they receive. If your question is not covered in this FAQ, please contact Artist Trust at



  • Residents living in affordable housing and senior housing communities across the nation are receiving support from Rainbow Housing Assistance Corporation. With the Web-Based Resident Applied Programming, “WRAP,” residents can receive help with employment readiness, continuing education, crisis intervention that includes drug and alcohol awareness, and personal development, in their own homes.
  • The National Low Income Housing Coalition has created a page for resources and news on the Coronavirus and Housing/Homelessness, including: webinars, congressional recommendations, national updates, and more.



Although as an affordable housing provider Homestead is considered part of the essential workforce, our staff is working remotely. Meetings at our office are by appointment only. Please use the staff directory to contact us for assistance.


*Added 4/24/2020

**Updated 4/24/2020